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Credit Union

Vystar Credit Union

vystarcu.org
Jacksonville, Florida

VyStar Credit Union is a member-owned financial cooperative headquartered in Jacksonville, Florida, offering a comprehensive range of banking and financial services to its members.

Key Statistics

As of December 2025, public records show Vystar Credit Union has originated approximately $876.7M in loan volume over the past 12 months, with an average loan size of $157k.

Volume (12mo)

$876.7M

Avg Loan Size

$157k

Total Mortgages

75,726

Total Borrowers

3,327

Lending Entities

Vystar Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Vystar Cu

65,836 mortgages recorded

Vystar Credit Union

9,887 mortgages recorded

+5 more not shown

Geography

Vystar Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Florida

Mortgages (12mo): 3,159

Volume (12mo): $785.6M

Total Volume: $11.7B

#2Georgia

Mortgages (12mo): 135

Volume (12mo): $91.1M

Total Volume: $174.8M

#3Washington

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $540k

Top Borrowers

The following individuals have the most recorded mortgage transactions with Vystar Credit Union. Click on a borrower to view their full investor profile.

+3,324 more not shown

FAQ

What type of lender is Vystar Credit Union?

Vystar Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (2%) and personal loans in their portfolio.

What entities does Vystar Credit Union fund loans under?

Vystar Credit Union originates mortgages through 7 different lending entities. The most common include Vystar Cu and Vystar Credit Union. These are the legal entity names that appear on recorded mortgage documents.

Where is Vystar Credit Union most active?

Based on recorded mortgages, Vystar Credit Union is most active in Florida, Georgia, and Washington.

How many loans has Vystar Credit Union originated?

Public records show 75,726 mortgages recorded for Vystar Credit Union, with $876.7M in volume over the past 12 months.

What is the average loan size for Vystar Credit Union?

The average mortgage size for Vystar Credit Union is $157k based on all recorded mortgages.

Does Vystar Credit Union offer short-term loans?

Vystar Credit Union primarily offers long-term financing, with only 1% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.