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Investment Lender

Velocity Mortgage Capital

velocitymortgage.com
Westlake Village, CA

Velocity Mortgage Capital, based in Westlake Village, CA, is an investment lender specializing in asset-based financing for real estate investors, offering loans for residential and commercial investment properties.

Key Statistics

As of December 2025, public records show Velocity Mortgage Capital has originated approximately $1.3B in loan volume over the past 12 months, with an average loan size of $458k.

Volume (12mo)

$1.3B

Avg Loan Size

$458k

Total Mortgages

5,846

Total Borrowers

1,797

Lending Entities

Velocity Mortgage Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Velocity Commercial Cap

5,846 mortgages recorded

Geography

Velocity Mortgage Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1California

Mortgages (12mo): 567

Volume (12mo): $478.9M

Total Volume: $1.1B

#2Florida

Mortgages (12mo): 244

Volume (12mo): $111.3M

Total Volume: $220.5M

#3Pennsylvania

Mortgages (12mo): 176

Volume (12mo): $58.1M

Total Volume: $101.1M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Velocity Mortgage Capital. Click on a borrower to view their full investor profile.

+1,794 more not shown

FAQ

What type of lender is Velocity Mortgage Capital?

Velocity Mortgage Capital is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (58%) are for business purposes.

What entities does Velocity Mortgage Capital fund loans under?

Velocity Mortgage Capital originates mortgages through 1 different lending entities. The most common include Velocity Commercial Cap. These are the legal entity names that appear on recorded mortgage documents.

Where is Velocity Mortgage Capital most active?

Based on recorded mortgages, Velocity Mortgage Capital is most active in California, Florida, and Pennsylvania.

How many loans has Velocity Mortgage Capital originated?

Public records show 5,846 mortgages recorded for Velocity Mortgage Capital, with $1.3B in volume over the past 12 months.

What is the average loan size for Velocity Mortgage Capital?

The average mortgage size for Velocity Mortgage Capital is $458k based on all recorded mortgages.

Does Velocity Mortgage Capital offer short-term loans?

Velocity Mortgage Capital primarily offers long-term financing, with only 1% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.