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Credit Union

Valley Credit Union

Valley Credit Union is a regional credit union primarily serving 30 counties across Montana and Wyoming. It offers a variety of personal and business financial products, including checking, savings, and mobile banking, to its member-owners.

Key Statistics

As of December 2025, public records show Valley Credit Union has originated approximately $71.0M in loan volume over the past 12 months, with an average loan size of $210k.

Volume (12mo)

$71.0M

Avg Loan Size

$210k

Total Mortgages

1,189

Total Borrowers

149

Lending Entities

Valley Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Valley Financial Credit Union

1,187 mortgages recorded

+2 more not shown

Geography

Valley Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Montana

Mortgages (12mo): 263

Volume (12mo): $65.2M

Total Volume: $233.4M

#2Wyoming

Mortgages (12mo): 19

Volume (12mo): $4.6M

Total Volume: $14.2M

#3Georgia

Mortgages (12mo): 2

Volume (12mo): $648k

Total Volume: $648k

Top Borrowers

The following individuals have the most recorded mortgage transactions with Valley Credit Union. Click on a borrower to view their full investor profile.

+146 more not shown

FAQ

What type of lender is Valley Credit Union?

Valley Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (12%) and personal loans in their portfolio.

What entities does Valley Credit Union fund loans under?

Valley Credit Union originates mortgages through 3 different lending entities. The most common include Valley Financial Credit Union. These are the legal entity names that appear on recorded mortgage documents.

Where is Valley Credit Union most active?

Based on recorded mortgages, Valley Credit Union is most active in Montana, Wyoming, and Georgia.

How many loans has Valley Credit Union originated?

Public records show 1,189 mortgages recorded for Valley Credit Union, with $71.0M in volume over the past 12 months.

What is the average loan size for Valley Credit Union?

The average mortgage size for Valley Credit Union is $210k based on all recorded mortgages.

Does Valley Credit Union offer short-term loans?

Valley Credit Union primarily offers long-term financing, with only 10% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.