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Bank

Uwharrie Bank

uwharrie.com
167 N 2nd St, Albemarle, NC 28001

Uwharrie Bank is an FDIC-insured bank primarily serving the Albemarle, NC area, offering a wide range of traditional banking services.

Key Statistics

As of December 2025, public records show Uwharrie Bank has originated approximately $338.7M in loan volume over the past 12 months, with an average loan size of $254k.

Volume (12mo)

$338.7M

Avg Loan Size

$254k

Total Mortgages

15,077

Total Borrowers

3,441

Lending Entities

Uwharrie Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Uwharrie Bank

12,045 mortgages recorded

Bank Of Stanly

2,777 mortgages recorded

+7 more not shown

Geography

Uwharrie Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1North Carolina

Mortgages (12mo): 762

Volume (12mo): $287.7M

Total Volume: $3.4B

#2South Carolina

Mortgages (12mo): 30

Volume (12mo): $11.5M

Total Volume: $220.6M

#3Missouri

Mortgages (12mo): 6

Volume (12mo): $27.9M

Total Volume: $27.9M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Uwharrie Bank. Click on a borrower to view their full investor profile.

+3,438 more not shown

FAQ

What type of lender is Uwharrie Bank?

Uwharrie Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (7%) and personal loans in their portfolio.

What entities does Uwharrie Bank fund loans under?

Uwharrie Bank originates mortgages through 9 different lending entities. The most common include Uwharrie Bank and Bank Of Stanly. These are the legal entity names that appear on recorded mortgage documents.

Where is Uwharrie Bank most active?

Based on recorded mortgages, Uwharrie Bank is most active in North Carolina, South Carolina, and Missouri.

How many loans has Uwharrie Bank originated?

Public records show 15,077 mortgages recorded for Uwharrie Bank, with $338.7M in volume over the past 12 months.

What is the average loan size for Uwharrie Bank?

The average mortgage size for Uwharrie Bank is $254k based on all recorded mortgages.

Does Uwharrie Bank offer short-term loans?

Uwharrie Bank primarily offers long-term financing, with only 8% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.