Investment Lender
Usa Mortgage Funding
USAM, based in Lakeway, TX, is an investment lender specializing in financing for real estate investors, offering a range of products including fix-and-flip, rental, new construction, and commercial real estate loans.
Key Statistics
As of December 2025, public records show Usa Mortgage Funding has originated approximately $42.2M in loan volume over the past 12 months, with an average loan size of $339k.
Volume (12mo)
$42.2M
Avg Loan Size
$339k
Total Mortgages
956
Total Borrowers
702
Lending Entities
Usa Mortgage Funding funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
404 mortgages recorded
381 mortgages recorded
104 mortgages recorded
28 mortgages recorded
+15 more not shown
Geography
Usa Mortgage Funding's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 107
Volume (12mo): $41.6M
Total Volume: $308.1M
Mortgages (12mo): 2
Volume (12mo): $602k
Total Volume: $2.4M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $500k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Usa Mortgage Funding. Click on a borrower to view their full investor profile.
+699 more not shown
FAQ
What type of lender is Usa Mortgage Funding?
Usa Mortgage Funding is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (66%) are for business purposes.
What entities does Usa Mortgage Funding fund loans under?
Usa Mortgage Funding originates mortgages through 19 different lending entities. The most common include Usam I Fund, Usam Fund 3, and Usam 1 Fund. These are the legal entity names that appear on recorded mortgage documents.
Where is Usa Mortgage Funding most active?
Based on recorded mortgages, Usa Mortgage Funding is most active in Texas, Florida, and Massachusetts.
How many loans has Usa Mortgage Funding originated?
Public records show 956 mortgages recorded for Usa Mortgage Funding, with $42.2M in volume over the past 12 months.
What is the average loan size for Usa Mortgage Funding?
The average mortgage size for Usa Mortgage Funding is $339k based on all recorded mortgages.
Does Usa Mortgage Funding offer short-term loans?
Yes, 90% of Usa Mortgage Funding's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.