Credit Union
University Credit Union
University Credit Union (UCU) is a California-based, NCUA-insured credit union that provides a full range of financial services, including various loan products, primarily to university communities.
Key Statistics
As of December 2025, public records show University Credit Union has originated approximately $144.2M in loan volume over the past 12 months, with an average loan size of $210k.
Volume (12mo)
$144.2M
Avg Loan Size
$210k
Total Mortgages
11,527
Total Borrowers
1,300
Lending Entities
University Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
5,893 mortgages recorded
5,633 mortgages recorded
+2 more not shown
Geography
University Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 296
Volume (12mo): $46.0M
Total Volume: $582.9M
Mortgages (12mo): 290
Volume (12mo): $73.4M
Total Volume: $1.4B
Mortgages (12mo): 18
Volume (12mo): $7.1M
Total Volume: $86.5M
Top Borrowers
The following individuals have the most recorded mortgage transactions with University Credit Union. Click on a borrower to view their full investor profile.
+1,297 more not shown
FAQ
What type of lender is University Credit Union?
University Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (2%) and personal loans in their portfolio.
What entities does University Credit Union fund loans under?
University Credit Union originates mortgages through 4 different lending entities. The most common include University Credit Union and University Cu. These are the legal entity names that appear on recorded mortgage documents.
Where is University Credit Union most active?
Based on recorded mortgages, University Credit Union is most active in Maine, California, and Florida.
How many loans has University Credit Union originated?
Public records show 11,527 mortgages recorded for University Credit Union, with $144.2M in volume over the past 12 months.
What is the average loan size for University Credit Union?
The average mortgage size for University Credit Union is $210k based on all recorded mortgages.
Does University Credit Union offer short-term loans?
University Credit Union primarily offers long-term financing, with only 3% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.