Investment Lender
Universal Capital
Universal Capital is an Investment Lender based in Danvers, MA, specializing in providing short-term, asset-based financing for real estate investors, including bridge and construction loans.
Key Statistics
As of December 2025, public records show Universal Capital has originated approximately $9.5M in loan volume over the past 12 months, with an average loan size of $233k.
Volume (12mo)
$9.5M
Avg Loan Size
$233k
Total Mortgages
511
Total Borrowers
199
Lending Entities
Universal Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
510 mortgages recorded
+1 more not shown
Geography
Universal Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 12
Volume (12mo): $4.9M
Total Volume: $53.2M
Mortgages (12mo): 7
Volume (12mo): $3.1M
Total Volume: $38.9M
Mortgages (12mo): 5
Volume (12mo): $1.6M
Total Volume: $20.0M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Universal Capital. Click on a borrower to view their full investor profile.
+196 more not shown
FAQ
What type of lender is Universal Capital?
Universal Capital is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (81%) are for business purposes.
What entities does Universal Capital fund loans under?
Universal Capital originates mortgages through 2 different lending entities. The most common include Universal Capital. These are the legal entity names that appear on recorded mortgage documents.
Where is Universal Capital most active?
Based on recorded mortgages, Universal Capital is most active in Massachusetts, Maine, and New Hampshire.
How many loans has Universal Capital originated?
Public records show 511 mortgages recorded for Universal Capital, with $9.5M in volume over the past 12 months.
What is the average loan size for Universal Capital?
The average mortgage size for Universal Capital is $233k based on all recorded mortgages.
Does Universal Capital offer short-term loans?
Universal Capital primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.