Bank
United Cumberland Bank
United Cumberland Bank is a community bank headquartered in Whitley City, Kentucky, serving southern Kentucky and nearby Tennessee with branches focused on local accessibility. As an FDIC-insured depository institution, its primary product focus includes a wide range of personal and business financial services, such as insured deposits, mortgages, loans, and digital banking tools.
Key Statistics
As of December 2025, public records show United Cumberland Bank has originated approximately $58.4M in loan volume over the past 12 months, with an average loan size of $156k.
Volume (12mo)
$58.4M
Avg Loan Size
$156k
Total Mortgages
3,404
Total Borrowers
77
Lending Entities
United Cumberland Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
3,402 mortgages recorded
+1 more not shown
Geography
United Cumberland Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 139
Volume (12mo): $21.0M
Total Volume: $306.5M
Mortgages (12mo): 130
Volume (12mo): $37.4M
Total Volume: $223.3M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $423k
Top Borrowers
The following individuals have the most recorded mortgage transactions with United Cumberland Bank. Click on a borrower to view their full investor profile.
+74 more not shown
FAQ
What type of lender is United Cumberland Bank?
United Cumberland Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (5%) and personal loans in their portfolio.
What entities does United Cumberland Bank fund loans under?
United Cumberland Bank originates mortgages through 2 different lending entities. The most common include United Cumberland Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is United Cumberland Bank most active?
Based on recorded mortgages, United Cumberland Bank is most active in Kentucky, Tennessee, and Virginia.
How many loans has United Cumberland Bank originated?
Public records show 3,404 mortgages recorded for United Cumberland Bank, with $58.4M in volume over the past 12 months.
What is the average loan size for United Cumberland Bank?
The average mortgage size for United Cumberland Bank is $156k based on all recorded mortgages.
Does United Cumberland Bank offer short-term loans?
United Cumberland Bank primarily offers long-term financing, with only 12% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.