Investment Lender
Tidal Loans
Tidal Loans is a Houston-based investment lender specializing in hard money and private direct loans for real estate investors across the nation, primarily offering fix-and-flip and DSCR loans for non-owner-occupied properties.
Key Statistics
As of December 2025, public records show Tidal Loans has originated approximately $31.2M in loan volume over the past 12 months, with an average loan size of $209k.
Volume (12mo)
$31.2M
Avg Loan Size
$209k
Total Mortgages
755
Total Borrowers
589
Lending Entities
Tidal Loans funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
744 mortgages recorded
+2 more not shown
Geography
Tidal Loans's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 54
Volume (12mo): $15.1M
Total Volume: $68.5M
Mortgages (12mo): 12
Volume (12mo): $5.8M
Total Volume: $8.5M
Mortgages (12mo): 11
Volume (12mo): $1.3M
Total Volume: $4.8M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Tidal Loans. Click on a borrower to view their full investor profile.
82 mortgages · TX
64 mortgages · TX
60 mortgages · TX
+586 more not shown
FAQ
What type of lender is Tidal Loans?
Tidal Loans is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (91%) are for business purposes.
What entities does Tidal Loans fund loans under?
Tidal Loans originates mortgages through 3 different lending entities. The most common include Tidal Loans. These are the legal entity names that appear on recorded mortgage documents.
Where is Tidal Loans most active?
Based on recorded mortgages, Tidal Loans is most active in Texas, Connecticut, and Michigan.
How many loans has Tidal Loans originated?
Public records show 755 mortgages recorded for Tidal Loans, with $31.2M in volume over the past 12 months.
What is the average loan size for Tidal Loans?
The average mortgage size for Tidal Loans is $209k based on all recorded mortgages.
Does Tidal Loans offer short-term loans?
Tidal Loans primarily offers long-term financing, with only 38% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.