Thelender logo

Mortgage Banker

Thelender

thelender.com
25531 Commercentre Drive, Suite 250, Lake Forest, CA 92630

theLender, based in Lake Forest, CA, is a mortgage banker that originates and funds a wide range of residential mortgage loans, including conventional, government-backed, and non-qualified mortgages, catering to both homeowners and real estate investors.

Key Statistics

As of December 2025, public records show Thelender has originated approximately $6.0B in loan volume over the past 12 months, with an average loan size of $412k.

Volume (12mo)

$6.0B

Avg Loan Size

$412k

Total Mortgages

72,303

Total Borrowers

29,797

Lending Entities

Thelender funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Citadel Servicing

38,856 mortgages recorded

Hometown Equity Mortgage

31,697 mortgages recorded

+38 more not shown

Geography

Thelender's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1California

Mortgages (12mo): 2,644

Volume (12mo): $1.8B

Total Volume: $11.8B

#2Florida

Mortgages (12mo): 2,512

Volume (12mo): $1.1B

Total Volume: $5.9B

#3Texas

Mortgages (12mo): 1,404

Volume (12mo): $497.3M

Total Volume: $1.8B

Top Borrowers

The following individuals have the most recorded mortgage transactions with Thelender. Click on a borrower to view their full investor profile.

+29,794 more not shown

FAQ

What type of lender is Thelender?

Thelender is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (14%) and personal loans in their portfolio.

What entities does Thelender fund loans under?

Thelender originates mortgages through 40 different lending entities. The most common include Citadel Servicing and Hometown Equity Mortgage. These are the legal entity names that appear on recorded mortgage documents.

Where is Thelender most active?

Based on recorded mortgages, Thelender is most active in California, Florida, and Texas.

How many loans has Thelender originated?

Public records show 72,303 mortgages recorded for Thelender, with $6.0B in volume over the past 12 months.

What is the average loan size for Thelender?

The average mortgage size for Thelender is $412k based on all recorded mortgages.

Does Thelender offer short-term loans?

Thelender primarily offers long-term financing, with only 1% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.