Synchrony Bank logo

Bank

Synchrony Bank

synchrony.com
777 Long Ridge Road, Stamford, CT 06902

Synchrony Bank, headquartered in Stamford, Connecticut, is a leading digital consumer bank offering FDIC-insured deposit products and a wide array of credit solutions, including retail financing and co-branded credit cards, through partnerships with major merchants.

Key Statistics

As of December 2025, public records show Synchrony Bank has originated approximately $1.6B in loan volume over the past 12 months, with an average loan size of $1.5M.

Volume (12mo)

$1.6B

Avg Loan Size

$1.5M

Total Mortgages

21,433

Total Borrowers

8,390

Lending Entities

Synchrony Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Salem Five Cents Savings Bank

10,797 mortgages recorded

First American Title Insurance

7,909 mortgages recorded

Point Titling Trust

2,214 mortgages recorded

+81 more not shown

Geography

Synchrony Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Massachusetts

Mortgages (12mo): 633

Volume (12mo): $607.7M

Total Volume: $6.1B

#2Florida

Mortgages (12mo): 483

Volume (12mo): $106.8M

Total Volume: $539.5M

#3Colorado

Mortgages (12mo): 175

Volume (12mo): $17.3M

Total Volume: $121.3M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Synchrony Bank. Click on a borrower to view their full investor profile.

+8,387 more not shown

FAQ

What type of lender is Synchrony Bank?

Synchrony Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (16%) and personal loans in their portfolio.

What entities does Synchrony Bank fund loans under?

Synchrony Bank originates mortgages through 84 different lending entities. The most common include Salem Five Cents Savings Bank, First American Title Insurance, and Point Titling Trust. These are the legal entity names that appear on recorded mortgage documents.

Where is Synchrony Bank most active?

Based on recorded mortgages, Synchrony Bank is most active in Massachusetts, Florida, and Colorado.

How many loans has Synchrony Bank originated?

Public records show 21,433 mortgages recorded for Synchrony Bank, with $1.6B in volume over the past 12 months.

What is the average loan size for Synchrony Bank?

The average mortgage size for Synchrony Bank is $1.5M based on all recorded mortgages.

Does Synchrony Bank offer short-term loans?

Synchrony Bank primarily offers long-term financing, with only 1% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.