Bank
Summit State Bank
Summit State Bank is a community bank based in Santa Rosa, California, offering a full range of FDIC-insured banking services, including deposits, cash management, and lending solutions for individuals and businesses in Sonoma County.
Key Statistics
As of December 2025, public records show Summit State Bank has originated approximately $45.8M in loan volume over the past 12 months, with an average loan size of $1.5M.
Volume (12mo)
$45.8M
Avg Loan Size
$1.5M
Total Mortgages
1,242
Total Borrowers
428
Lending Entities
Summit State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
1,242 mortgages recorded
Geography
Summit State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 17
Volume (12mo): $35.6M
Total Volume: $1.8B
Mortgages (12mo): 2
Volume (12mo): $9.4M
Total Volume: $9.9M
Mortgages (12mo): 1
Volume (12mo): $199k
Total Volume: $4.9M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Summit State Bank. Click on a borrower to view their full investor profile.
+425 more not shown
FAQ
What type of lender is Summit State Bank?
Summit State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (48%) and personal loans in their portfolio.
What entities does Summit State Bank fund loans under?
Summit State Bank originates mortgages through 1 different lending entities. The most common include Summit State Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Summit State Bank most active?
Based on recorded mortgages, Summit State Bank is most active in California, Oregon, and Texas.
How many loans has Summit State Bank originated?
Public records show 1,242 mortgages recorded for Summit State Bank, with $45.8M in volume over the past 12 months.
What is the average loan size for Summit State Bank?
The average mortgage size for Summit State Bank is $1.5M based on all recorded mortgages.
Does Summit State Bank offer short-term loans?
Summit State Bank primarily offers long-term financing, with only 10% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.