Mortgage Banker
Summit Funding
Summit Funding Inc. is a nationwide mortgage banker based in Sacramento, California, specializing in originating and funding residential home loans for purchase and refinance.
Key Statistics
As of December 2025, public records show Summit Funding has originated approximately $1.9B in loan volume over the past 12 months, with an average loan size of $301k.
Volume (12mo)
$1.9B
Avg Loan Size
$301k
Total Mortgages
168,013
Total Borrowers
28,751
Lending Entities
Summit Funding funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
167,947 mortgages recorded
+39 more not shown
Geography
Summit Funding's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 806
Volume (12mo): $313.4M
Total Volume: $5.1B
Mortgages (12mo): 805
Volume (12mo): $375.9M
Total Volume: $25.1B
Mortgages (12mo): 383
Volume (12mo): $119.5M
Total Volume: $2.4B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Summit Funding. Click on a borrower to view their full investor profile.
+28,748 more not shown
FAQ
What type of lender is Summit Funding?
Summit Funding is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (0%) and personal loans in their portfolio.
What entities does Summit Funding fund loans under?
Summit Funding originates mortgages through 40 different lending entities. The most common include Summit Funding. These are the legal entity names that appear on recorded mortgage documents.
Where is Summit Funding most active?
Based on recorded mortgages, Summit Funding is most active in Oregon, California, and Texas.
How many loans has Summit Funding originated?
Public records show 168,013 mortgages recorded for Summit Funding, with $1.9B in volume over the past 12 months.
What is the average loan size for Summit Funding?
The average mortgage size for Summit Funding is $301k based on all recorded mortgages.
Does Summit Funding offer short-term loans?
Summit Funding primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.