Investment Lender
Stone Bay Holdings
Based in West Chester, Pennsylvania, Stone Bay Holdings is an investment lender that provides short-term, asset-based financing to real estate investors, specializing in bridge and fix-and-flip loans for property rehabilitation, as well as investments in undervalued mortgage notes and multi-family properties to generate passive income.
Key Statistics
As of December 2025, public records show Stone Bay Holdings has originated approximately $9.0M in loan volume over the past 12 months, with an average loan size of $300k.
Volume (12mo)
$9.0M
Avg Loan Size
$300k
Total Mortgages
238
Total Borrowers
137
Lending Entities
Stone Bay Holdings funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
129 mortgages recorded
84 mortgages recorded
11 mortgages recorded
+12 more not shown
Geography
Stone Bay Holdings's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 17
Volume (12mo): $4.6M
Total Volume: $34.2M
Mortgages (12mo): 12
Volume (12mo): $2.2M
Total Volume: $3.1M
Mortgages (12mo): 11
Volume (12mo): $1.7M
Total Volume: $4.3M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Stone Bay Holdings. Click on a borrower to view their full investor profile.
+134 more not shown
FAQ
What type of lender is Stone Bay Holdings?
Stone Bay Holdings is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (90%) are for business purposes.
What entities does Stone Bay Holdings fund loans under?
Stone Bay Holdings originates mortgages through 15 different lending entities. The most common include Stone Bay Holdings, Stone Bay Holdings Ii, and Steve Lloyd. These are the legal entity names that appear on recorded mortgage documents.
Where is Stone Bay Holdings most active?
Based on recorded mortgages, Stone Bay Holdings is most active in Pennsylvania, Delaware, and Illinois.
How many loans has Stone Bay Holdings originated?
Public records show 238 mortgages recorded for Stone Bay Holdings, with $9.0M in volume over the past 12 months.
What is the average loan size for Stone Bay Holdings?
The average mortgage size for Stone Bay Holdings is $300k based on all recorded mortgages.
Does Stone Bay Holdings offer short-term loans?
Yes, 84% of Stone Bay Holdings's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.