Bank
Stearns Bank
Stearns Bank is a full-service, FDIC-insured bank based in Saint Cloud, Minnesota, offering a comprehensive suite of personal and business banking products, including various lending solutions.
Key Statistics
As of December 2025, public records show Stearns Bank has originated approximately $819.1M in loan volume over the past 12 months, with an average loan size of $1.3M.
Volume (12mo)
$819.1M
Avg Loan Size
$1.3M
Total Mortgages
7,857
Total Borrowers
2,498
Lending Entities
Stearns Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
6,977 mortgages recorded
565 mortgages recorded
313 mortgages recorded
+10 more not shown
Geography
Stearns Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 79
Volume (12mo): $56.4M
Total Volume: $952.8M
Mortgages (12mo): 69
Volume (12mo): $46.1M
Total Volume: $198.3M
Mortgages (12mo): 49
Volume (12mo): $126.5M
Total Volume: $1.4B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Stearns Bank. Click on a borrower to view their full investor profile.
+2,495 more not shown
FAQ
What type of lender is Stearns Bank?
Stearns Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (35%) and personal loans in their portfolio.
What entities does Stearns Bank fund loans under?
Stearns Bank originates mortgages through 13 different lending entities. The most common include Stearns Bank Na, Stearns Bank, and Stearns Bank Natl Associat. These are the legal entity names that appear on recorded mortgage documents.
Where is Stearns Bank most active?
Based on recorded mortgages, Stearns Bank is most active in Minnesota, New York, and Florida.
How many loans has Stearns Bank originated?
Public records show 7,857 mortgages recorded for Stearns Bank, with $819.1M in volume over the past 12 months.
What is the average loan size for Stearns Bank?
The average mortgage size for Stearns Bank is $1.3M based on all recorded mortgages.
Does Stearns Bank offer short-term loans?
Stearns Bank primarily offers long-term financing, with only 13% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.