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Bank

Spirit Of Texas Bank

sotb.com
625 University Dr E, College Station, TX 77840

Spirit of Texas Bank SSB was a regional bank based in College Station, Texas, offering a comprehensive suite of personal and commercial banking products and services, including various loan options.

Key Statistics

As of December 2025, public records show Spirit Of Texas Bank has originated approximately $564k in loan volume over the past 12 months, with an average loan size of $815k.

Volume (12mo)

$564k

Avg Loan Size

$815k

Total Mortgages

7,804

Total Borrowers

3,025

Lending Entities

Spirit Of Texas Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Spirit Of Texas Bank Ssb

7,070 mortgages recorded

Spirit Of Texas Bank

431 mortgages recorded

Oasis Bank Ssb

201 mortgages recorded

+32 more not shown

Geography

Spirit Of Texas Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Texas

Mortgages (12mo): 4

Volume (12mo): $564k

Total Volume: $5.8B

#2Louisiana

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $27.0M

#3Michigan

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $14.2M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Spirit Of Texas Bank. Click on a borrower to view their full investor profile.

+3,022 more not shown

FAQ

What type of lender is Spirit Of Texas Bank?

Spirit Of Texas Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (53%) are for business purposes.

What entities does Spirit Of Texas Bank fund loans under?

Spirit Of Texas Bank originates mortgages through 35 different lending entities. The most common include Spirit Of Texas Bank Ssb, Spirit Of Texas Bank, and Oasis Bank Ssb. These are the legal entity names that appear on recorded mortgage documents.

Where is Spirit Of Texas Bank most active?

Based on recorded mortgages, Spirit Of Texas Bank is most active in Texas, Louisiana, and Michigan.

How many loans has Spirit Of Texas Bank originated?

Public records show 7,804 mortgages recorded for Spirit Of Texas Bank, with $564k in volume over the past 12 months.

What is the average loan size for Spirit Of Texas Bank?

The average mortgage size for Spirit Of Texas Bank is $815k based on all recorded mortgages.

Does Spirit Of Texas Bank offer short-term loans?

Spirit Of Texas Bank primarily offers long-term financing, with only 18% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.