Bank
Spencer Savings Bank
Spencer Savings Bank is a community bank based in New Jersey that offers a full range of personal and business banking services, including mortgages, loans, and deposit accounts, and is FDIC-insured.
Key Statistics
As of December 2025, public records show Spencer Savings Bank has originated approximately $395.4M in loan volume over the past 12 months, with an average loan size of $791k.
Volume (12mo)
$395.4M
Avg Loan Size
$791k
Total Mortgages
9,026
Total Borrowers
2,355
Lending Entities
Spencer Savings Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
8,385 mortgages recorded
641 mortgages recorded
Geography
Spencer Savings Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 314
Volume (12mo): $380.8M
Total Volume: $5.9B
Mortgages (12mo): 25
Volume (12mo): $14.2M
Total Volume: $485.8M
Mortgages (12mo): 1
Volume (12mo): $400k
Total Volume: $312.5M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Spencer Savings Bank. Click on a borrower to view their full investor profile.
+2,352 more not shown
FAQ
What type of lender is Spencer Savings Bank?
Spencer Savings Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (29%) and personal loans in their portfolio.
What entities does Spencer Savings Bank fund loans under?
Spencer Savings Bank originates mortgages through 2 different lending entities. The most common include Spencer Savings Bank Sla and Spencer Savings Bank S And L Assn. These are the legal entity names that appear on recorded mortgage documents.
Where is Spencer Savings Bank most active?
Based on recorded mortgages, Spencer Savings Bank is most active in New Jersey, New York, and Pennsylvania.
How many loans has Spencer Savings Bank originated?
Public records show 9,026 mortgages recorded for Spencer Savings Bank, with $395.4M in volume over the past 12 months.
What is the average loan size for Spencer Savings Bank?
The average mortgage size for Spencer Savings Bank is $791k based on all recorded mortgages.
Does Spencer Savings Bank offer short-term loans?
Spencer Savings Bank primarily offers long-term financing, with only 4% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.