Debt Fund
Spectra Capital
Spectra Capital is a San Juan, Puerto Rico-based debt fund that originates short-duration, low-LTV first-position commercial real estate bridge loans, focusing on special situations and time-sensitive financing opportunities across the United States.
Key Statistics
As of June 2026, public records show Spectra Capital has originated approximately $126.2M in loan volume over the past 12 months, with an average loan size of $3.9M.
Volume (12mo)
$126.2M
Avg Loan Size
$3.9M
Total Mortgages
56
Total Borrowers
53
Lending Entities
Spectra Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
54 mortgages recorded
2 mortgages recorded
+1 more entities not shown
Geography
Spectra Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 3
Volume (12mo): $9.9M
Total Volume: $14.4M
Mortgages (12mo): 3
Volume (12mo): $47.2M
Total Volume: $47.4M
Mortgages (12mo): 2
Volume (12mo): $8.0M
Total Volume: $8.0M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Spectra Capital. Click on a borrower to view their full investor profile.
+50 more borrowers not shown
FAQ
What type of lender is Spectra Capital?
Spectra Capital is classified as an debt fund based on our research. The majority of their loans (100%) are for business purposes.
What entities does Spectra Capital fund loans under?
Spectra Capital originates mortgages through 3 different lending entities. The most common include Loan Originations and Spectra Velocity Master Fund I. These are the legal entity names that appear on recorded mortgage documents.
Where is Spectra Capital most active?
Based on recorded mortgages, Spectra Capital is most active in New Jersey, Florida, and District of Columbia.
How many loans has Spectra Capital originated?
Public records show 56 mortgages recorded for Spectra Capital, with $126.2M in volume over the past 12 months.
What is the average loan size for Spectra Capital?
The average mortgage size for Spectra Capital is $3.9M based on all recorded mortgages.
Does Spectra Capital offer short-term loans?
Yes, 100% of Spectra Capital's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.