Bank
Spectra Bank
Spectra Bank is a community bank headquartered in Fort Worth, Texas, offering a variety of banking products including accounts, loans, and financial services to individuals and businesses in North Central Texas.
Key Statistics
As of June 2026, public records show Spectra Bank has originated approximately $33.8M in loan volume over the past 12 months, with an average loan size of $735k.
Volume (12mo)
$33.8M
Avg Loan Size
$735k
Total Mortgages
245
Total Borrowers
240
Lending Entities
Spectra Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
143 mortgages recorded
111 mortgages recorded
+6 more entities not shown
Geography
Spectra Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 36
Volume (12mo): $33.8M
Total Volume: $176.8M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $840k
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $416k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Spectra Bank. Click on a borrower to view their full investor profile.
+237 more borrowers not shown
FAQ
What type of lender is Spectra Bank?
Spectra Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (78%) are for business purposes.
What entities does Spectra Bank fund loans under?
Spectra Bank originates mortgages through 8 different lending entities. The most common include Spectra Bank and Riverbend Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Spectra Bank most active?
Based on recorded mortgages, Spectra Bank is most active in Texas, Oregon, and Washington.
How many loans has Spectra Bank originated?
Public records show 245 mortgages recorded for Spectra Bank, with $33.8M in volume over the past 12 months.
What is the average loan size for Spectra Bank?
The average mortgage size for Spectra Bank is $735k based on all recorded mortgages.
Does Spectra Bank offer short-term loans?
Spectra Bank primarily offers long-term financing, with only 47% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.