Investment Lender
Spark Lending
Spark Lending, LLC, registered in Oklahoma but operationally based in Texas, specializes in fast, asset-based financing for real estate investors across the U.S. Its primary focus is on non-bank products like fix-and-flip loans, DSCR rental financing, and transactional funding to support property acquisition, renovation, and quick-turn deals.
Key Statistics
As of December 2025, public records show Spark Lending has originated approximately $1.3M in loan volume over the past 12 months, with an average loan size of $144k.
Volume (12mo)
$1.3M
Avg Loan Size
$144k
Total Mortgages
124
Total Borrowers
62
Lending Entities
Spark Lending funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
84 mortgages recorded
28 mortgages recorded
+10 more not shown
Geography
Spark Lending's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 8
Volume (12mo): $1.3M
Total Volume: $17.9M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Spark Lending. Click on a borrower to view their full investor profile.
+59 more not shown
FAQ
What type of lender is Spark Lending?
Spark Lending is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (92%) are for business purposes.
What entities does Spark Lending fund loans under?
Spark Lending originates mortgages through 12 different lending entities. The most common include Spark Lending and Lpu Group Investments. These are the legal entity names that appear on recorded mortgage documents.
Where is Spark Lending most active?
Based on recorded mortgages, Spark Lending is most active in Oklahoma.
How many loans has Spark Lending originated?
Public records show 124 mortgages recorded for Spark Lending, with $1.3M in volume over the past 12 months.
What is the average loan size for Spark Lending?
The average mortgage size for Spark Lending is $144k based on all recorded mortgages.
Does Spark Lending offer short-term loans?
Yes, 99% of Spark Lending's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.