Private Money
Spark Lending
Spark Lending, LLC, registered in Oklahoma but operationally based in Texas, specializes in fast, asset-based financing for real estate investors across the U.S. Its primary focus is on non-bank products like fix-and-flip loans, DSCR rental financing, and transactional funding to support property acquisition, renovation, and quick-turn deals.
Key Statistics
As of June 2026, public records show Spark Lending has originated approximately $3.5M in loan volume over the past 12 months, with an average loan size of $158k.
Volume (12mo)
$3.5M
Avg Loan Size
$158k
Total Mortgages
113
Total Borrowers
85
Lending Entities
Spark Lending funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
112 mortgages recorded
+9 more entities not shown
Geography
Spark Lending's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 13
Volume (12mo): $3.0M
Total Volume: $3.1M
Mortgages (12mo): 4
Volume (12mo): $489k
Total Volume: $14.7M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Spark Lending. Click on a borrower to view their full investor profile.
+82 more borrowers not shown
FAQ
What type of lender is Spark Lending?
Spark Lending is classified as an private money based on our research. The majority of their loans (91%) are for business purposes.
What entities does Spark Lending fund loans under?
Spark Lending originates mortgages through 10 different lending entities. The most common include Spark Lending. These are the legal entity names that appear on recorded mortgage documents.
Where is Spark Lending most active?
Based on recorded mortgages, Spark Lending is most active in Texas and Oklahoma.
How many loans has Spark Lending originated?
Public records show 113 mortgages recorded for Spark Lending, with $3.5M in volume over the past 12 months.
What is the average loan size for Spark Lending?
The average mortgage size for Spark Lending is $158k based on all recorded mortgages.
Does Spark Lending offer short-term loans?
Yes, 99% of Spark Lending's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.