Bank
Southstar Bank
SouthStar Bank is a Texas-based community bank headquartered in Moulton, serving rural and small-town areas with 16 branches. As an FDIC-insured depository institution, its primary focus is on a wide range of financial services, including traditional mortgages, commercial loans, SBA financing, and deposit accounts to support personal and business needs.
Key Statistics
As of December 2025, public records show Southstar Bank has originated approximately $984.3M in loan volume over the past 12 months, with an average loan size of $1.2M.
Volume (12mo)
$984.3M
Avg Loan Size
$1.2M
Total Mortgages
7,264
Total Borrowers
2,770
Lending Entities
Southstar Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
6,499 mortgages recorded
660 mortgages recorded
+13 more not shown
Geography
Southstar Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 413
Volume (12mo): $980.0M
Total Volume: $8.6B
Mortgages (12mo): 5
Volume (12mo): $2.0M
Total Volume: $4.6M
Mortgages (12mo): 4
Volume (12mo): $202k
Total Volume: $2.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Southstar Bank. Click on a borrower to view their full investor profile.
+2,767 more not shown
FAQ
What type of lender is Southstar Bank?
Southstar Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (35%) and personal loans in their portfolio.
What entities does Southstar Bank fund loans under?
Southstar Bank originates mortgages through 15 different lending entities. The most common include Southstar Bank Ssb and Lone Star Bank Ssb. These are the legal entity names that appear on recorded mortgage documents.
Where is Southstar Bank most active?
Based on recorded mortgages, Southstar Bank is most active in Texas, California, and Tennessee.
How many loans has Southstar Bank originated?
Public records show 7,264 mortgages recorded for Southstar Bank, with $984.3M in volume over the past 12 months.
What is the average loan size for Southstar Bank?
The average mortgage size for Southstar Bank is $1.2M based on all recorded mortgages.
Does Southstar Bank offer short-term loans?
Southstar Bank primarily offers long-term financing, with only 8% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.