Bank
Southpoint Bank
SouthPoint Bank is an FDIC-insured bank based in Alabama, offering comprehensive personal and business banking services, including various deposit accounts and mortgage solutions.
Key Statistics
As of December 2025, public records show Southpoint Bank has originated approximately $245.8M in loan volume over the past 12 months, with an average loan size of $333k.
Volume (12mo)
$245.8M
Avg Loan Size
$333k
Total Mortgages
13,026
Total Borrowers
542
Lending Entities
Southpoint Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
12,972 mortgages recorded
+3 more not shown
Geography
Southpoint Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 581
Volume (12mo): $230.2M
Total Volume: $3.8B
Mortgages (12mo): 16
Volume (12mo): $11.3M
Total Volume: $198.2M
Mortgages (12mo): 6
Volume (12mo): $1.8M
Total Volume: $72.3M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Southpoint Bank. Click on a borrower to view their full investor profile.
+539 more not shown
FAQ
What type of lender is Southpoint Bank?
Southpoint Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (17%) and personal loans in their portfolio.
What entities does Southpoint Bank fund loans under?
Southpoint Bank originates mortgages through 4 different lending entities. The most common include Southpoint Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Southpoint Bank most active?
Based on recorded mortgages, Southpoint Bank is most active in Alabama, Florida, and Tennessee.
How many loans has Southpoint Bank originated?
Public records show 13,026 mortgages recorded for Southpoint Bank, with $245.8M in volume over the past 12 months.
What is the average loan size for Southpoint Bank?
The average mortgage size for Southpoint Bank is $333k based on all recorded mortgages.
Does Southpoint Bank offer short-term loans?
Southpoint Bank primarily offers long-term financing, with only 4% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.