Bank
South Central Bank
South Central Bank is a regional bank primarily serving Kentucky, offering a comprehensive suite of financial products including personal and business banking, and mortgage lending.
Key Statistics
As of December 2025, public records show South Central Bank has originated approximately $555.7M in loan volume over the past 12 months, with an average loan size of $269k.
Volume (12mo)
$555.7M
Avg Loan Size
$269k
Total Mortgages
18,116
Total Borrowers
2,334
Lending Entities
South Central Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
13,609 mortgages recorded
2,959 mortgages recorded
1,505 mortgages recorded
+29 more not shown
Geography
South Central Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,264
Volume (12mo): $449.6M
Total Volume: $3.8B
Mortgages (12mo): 87
Volume (12mo): $84.8M
Total Volume: $504.2M
Mortgages (12mo): 16
Volume (12mo): $7.3M
Total Volume: $54.0M
Top Borrowers
The following individuals have the most recorded mortgage transactions with South Central Bank. Click on a borrower to view their full investor profile.
+2,331 more not shown
FAQ
What type of lender is South Central Bank?
South Central Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (16%) and personal loans in their portfolio.
What entities does South Central Bank fund loans under?
South Central Bank originates mortgages through 32 different lending entities. The most common include South Central Bank, South Central Bank Na, and South Ctrl Bk. These are the legal entity names that appear on recorded mortgage documents.
Where is South Central Bank most active?
Based on recorded mortgages, South Central Bank is most active in Kentucky, Tennessee, and Indiana.
How many loans has South Central Bank originated?
Public records show 18,116 mortgages recorded for South Central Bank, with $555.7M in volume over the past 12 months.
What is the average loan size for South Central Bank?
The average mortgage size for South Central Bank is $269k based on all recorded mortgages.
Does South Central Bank offer short-term loans?
South Central Bank primarily offers long-term financing, with only 13% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.