Bank
Sofi
SoFi Bank, N.A. is a nationally chartered bank based in Cottonwood Heights, Utah, offering a wide range of financial products including checking and savings accounts, loans, and investment services.
Key Statistics
As of June 2026, public records show Sofi has originated approximately $4.0B in loan volume over the past 12 months, with an average loan size of $313k.
Volume (12mo)
$4.0B
Avg Loan Size
$313k
Total Mortgages
57,333
Total Borrowers
18,968
Lending Entities
Sofi funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
30,995 mortgages recorded
26,222 mortgages recorded
+21 more entities not shown
Geography
Sofi's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 2,136
Volume (12mo): $540.8M
Total Volume: $3.7B
Mortgages (12mo): 1,146
Volume (12mo): $309.6M
Total Volume: $1.2B
Mortgages (12mo): 1,134
Volume (12mo): $259.4M
Total Volume: $1.2B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Sofi. Click on a borrower to view their full investor profile.
+18,965 more borrowers not shown
FAQ
What type of lender is Sofi?
Sofi is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (2%) and personal loans in their portfolio.
What entities does Sofi fund loans under?
Sofi originates mortgages through 23 different lending entities. The most common include Sofi Bank Na and Sofi Lending. These are the legal entity names that appear on recorded mortgage documents.
Where is Sofi most active?
Based on recorded mortgages, Sofi is most active in California, Texas, and Florida.
How many loans has Sofi originated?
Public records show 57,333 mortgages recorded for Sofi, with $4.0B in volume over the past 12 months.
What is the average loan size for Sofi?
The average mortgage size for Sofi is $313k based on all recorded mortgages.
Does Sofi offer short-term loans?
Sofi primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.