Bank
Smartbank
SmartBank, which absorbed Sevier County Bank in 2021, is a regional community bank primarily operating in Tennessee (including Sevier County) and surrounding Southeastern states, focusing on FDIC-insured deposit accounts and a wide array of lending products such as mortgages, business loans, and personal financing to support local individuals and businesses.
Key Statistics
As of December 2025, public records show Smartbank has originated approximately $1.5B in loan volume over the past 12 months, with an average loan size of $535k.
Volume (12mo)
$1.5B
Avg Loan Size
$535k
Total Mortgages
16,549
Total Borrowers
3,504
Lending Entities
Smartbank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
15,077 mortgages recorded
1,465 mortgages recorded
+8 more not shown
Geography
Smartbank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 905
Volume (12mo): $588.1M
Total Volume: $4.6B
Mortgages (12mo): 335
Volume (12mo): $498.5M
Total Volume: $1.6B
Mortgages (12mo): 88
Volume (12mo): $159.0M
Total Volume: $1.5B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Smartbank. Click on a borrower to view their full investor profile.
+3,501 more not shown
FAQ
What type of lender is Smartbank?
Smartbank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (29%) and personal loans in their portfolio.
What entities does Smartbank fund loans under?
Smartbank originates mortgages through 10 different lending entities. The most common include Smartbank and Sevier County Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Smartbank most active?
Based on recorded mortgages, Smartbank is most active in Tennessee, Alabama, and Florida.
How many loans has Smartbank originated?
Public records show 16,549 mortgages recorded for Smartbank, with $1.5B in volume over the past 12 months.
What is the average loan size for Smartbank?
The average mortgage size for Smartbank is $535k based on all recorded mortgages.
Does Smartbank offer short-term loans?
Smartbank primarily offers long-term financing, with only 13% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.