Mortgage Banker
Sierra Pacific Mortgage Company
Sierra Pacific Mortgage Company, based in Folsom, California, is a direct lender specializing in originating and funding a wide range of residential mortgage loans and refinancing options across the United States.
Key Statistics
As of December 2025, public records show Sierra Pacific Mortgage Company has originated approximately $2.9B in loan volume over the past 12 months, with an average loan size of $296k.
Volume (12mo)
$2.9B
Avg Loan Size
$296k
Total Mortgages
275,770
Total Borrowers
20,561
Lending Entities
Sierra Pacific Mortgage Company funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
251,516 mortgages recorded
12,451 mortgages recorded
7,411 mortgages recorded
+44 more not shown
Geography
Sierra Pacific Mortgage Company's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 2,479
Volume (12mo): $1.1B
Total Volume: $45.9B
Mortgages (12mo): 673
Volume (12mo): $229.6M
Total Volume: $1.4B
Mortgages (12mo): 512
Volume (12mo): $175.9M
Total Volume: $5.1B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Sierra Pacific Mortgage Company. Click on a borrower to view their full investor profile.
+20,558 more not shown
FAQ
What type of lender is Sierra Pacific Mortgage Company?
Sierra Pacific Mortgage Company is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (0%) and personal loans in their portfolio.
What entities does Sierra Pacific Mortgage Company fund loans under?
Sierra Pacific Mortgage Company originates mortgages through 47 different lending entities. The most common include Sierra Pacific Mortgage, Sierra Pacific Mortgage Compan, and Sierra Pacific Mortgage Services. These are the legal entity names that appear on recorded mortgage documents.
Where is Sierra Pacific Mortgage Company most active?
Based on recorded mortgages, Sierra Pacific Mortgage Company is most active in California, Texas, and Oregon.
How many loans has Sierra Pacific Mortgage Company originated?
Public records show 275,770 mortgages recorded for Sierra Pacific Mortgage Company, with $2.9B in volume over the past 12 months.
What is the average loan size for Sierra Pacific Mortgage Company?
The average mortgage size for Sierra Pacific Mortgage Company is $296k based on all recorded mortgages.
Does Sierra Pacific Mortgage Company offer short-term loans?
Sierra Pacific Mortgage Company primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.