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Bank

Shoreham Bank

shoreham.bank
1 Home Loan Plaza, Suite 3, Warwick, RI 02886

Shoreham Bank is a community bank based in Warwick, Rhode Island, serving local residents and small businesses with a wide range of FDIC-insured financial services, including retail deposit accounts, residential mortgages, home improvement loans, and government-guaranteed small business financing.

Key Statistics

As of December 2025, public records show Shoreham Bank has originated approximately $229.1M in loan volume over the past 12 months, with an average loan size of $228k.

Volume (12mo)

$229.1M

Avg Loan Size

$228k

Total Mortgages

5,145

Total Borrowers

2,930

Lending Entities

Shoreham Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Home Loan Investment Bank Fsb

4,002 mortgages recorded

Shoreham Bank

1,096 mortgages recorded

+7 more not shown

Geography

Shoreham Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Rhode Island

Mortgages (12mo): 208

Volume (12mo): $66.3M

Total Volume: $195.0M

#2Massachusetts

Mortgages (12mo): 66

Volume (12mo): $27.3M

Total Volume: $161.0M

#3Ohio

Mortgages (12mo): 23

Volume (12mo): $34.2M

Total Volume: $145.5M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Shoreham Bank. Click on a borrower to view their full investor profile.

+2,927 more not shown

FAQ

What type of lender is Shoreham Bank?

Shoreham Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (5%) and personal loans in their portfolio.

What entities does Shoreham Bank fund loans under?

Shoreham Bank originates mortgages through 9 different lending entities. The most common include Home Loan Investment Bank Fsb and Shoreham Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Shoreham Bank most active?

Based on recorded mortgages, Shoreham Bank is most active in Rhode Island, Massachusetts, and Ohio.

How many loans has Shoreham Bank originated?

Public records show 5,145 mortgages recorded for Shoreham Bank, with $229.1M in volume over the past 12 months.

What is the average loan size for Shoreham Bank?

The average mortgage size for Shoreham Bank is $228k based on all recorded mortgages.

Does Shoreham Bank offer short-term loans?

Shoreham Bank primarily offers long-term financing, with only 0% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.