Sep Capital logo

Private Money

Sep Capital

sepcapital.com
8403 Benjamin Rd Ste G, Tampa, FL 33634

SEP Capital, operating out of Tampa, Florida, is a private investment lender providing fast, asset-based hard money loans to real estate investors for property acquisitions, rehabs, and refinances across the state.

Key Statistics

As of June 2026, public records show Sep Capital has originated approximately $20.0M in loan volume over the past 12 months, with an average loan size of $302k.

Volume (12mo)

$20.0M

Avg Loan Size

$302k

Total Mortgages

227

Total Borrowers

219

Lending Entities

Sep Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Suncoast Equity Partners

226 mortgages recorded

+3 more entities not shown

Geography

Sep Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Florida

Mortgages (12mo): 66

Volume (12mo): $20.0M

Total Volume: $67.3M

#2New Jersey

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $1.0M

#3Pennsylvania

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $250k

Top Borrowers

The following individuals have the most recorded mortgage transactions with Sep Capital. Click on a borrower to view their full investor profile.

+216 more borrowers not shown

FAQ

What type of lender is Sep Capital?

Sep Capital is classified as an private money based on our research. The majority of their loans (80%) are for business purposes.

What entities does Sep Capital fund loans under?

Sep Capital originates mortgages through 4 different lending entities. The most common include Suncoast Equity Partners. These are the legal entity names that appear on recorded mortgage documents.

Where is Sep Capital most active?

Based on recorded mortgages, Sep Capital is most active in Florida, New Jersey, and Pennsylvania.

How many loans has Sep Capital originated?

Public records show 227 mortgages recorded for Sep Capital, with $20.0M in volume over the past 12 months.

What is the average loan size for Sep Capital?

The average mortgage size for Sep Capital is $302k based on all recorded mortgages.

Does Sep Capital offer short-term loans?

Sep Capital primarily offers long-term financing, with only 22% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.