Investment Lender
Sep Capital
SEP Capital, operating out of Tampa, Florida, is a private investment lender providing fast, asset-based hard money loans to real estate investors for property acquisitions, rehabs, and refinances across the state.
Key Statistics
As of December 2025, public records show Sep Capital has originated approximately $22.8M in loan volume over the past 12 months, with an average loan size of $323k.
Volume (12mo)
$22.8M
Avg Loan Size
$323k
Total Mortgages
204
Total Borrowers
197
Lending Entities
Sep Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
203 mortgages recorded
+2 more not shown
Geography
Sep Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 56
Volume (12mo): $19.4M
Total Volume: $61.8M
Mortgages (12mo): 1
Volume (12mo): $3.5M
Total Volume: $3.8M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $250k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Sep Capital. Click on a borrower to view their full investor profile.
+194 more not shown
FAQ
What type of lender is Sep Capital?
Sep Capital is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (77%) are for business purposes.
What entities does Sep Capital fund loans under?
Sep Capital originates mortgages through 3 different lending entities. The most common include Suncoast Equity Partners. These are the legal entity names that appear on recorded mortgage documents.
Where is Sep Capital most active?
Based on recorded mortgages, Sep Capital is most active in Florida, Texas, and Pennsylvania.
How many loans has Sep Capital originated?
Public records show 204 mortgages recorded for Sep Capital, with $22.8M in volume over the past 12 months.
What is the average loan size for Sep Capital?
The average mortgage size for Sep Capital is $323k based on all recorded mortgages.
Does Sep Capital offer short-term loans?
Sep Capital primarily offers long-term financing, with only 6% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.