Investment Lender
S3 Capital
S3 Capital is a New York-based investment lender specializing in institutional-quality middle-market construction and bridge financing for real estate projects across the nation. They provide capital solutions for real estate investors.
Key Statistics
As of December 2025, public records show S3 Capital has originated approximately $7.7B in loan volume over the past 12 months, with an average loan size of $12.6M.
Volume (12mo)
$7.7B
Avg Loan Size
$12.6M
Total Mortgages
1,397
Total Borrowers
776
Lending Entities
S3 Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
650 mortgages recorded
272 mortgages recorded
111 mortgages recorded
76 mortgages recorded
53 mortgages recorded
+86 more not shown
Geography
S3 Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 195
Volume (12mo): $1.2B
Total Volume: $5.0B
Mortgages (12mo): 19
Volume (12mo): $228.7M
Total Volume: $1.0B
Mortgages (12mo): 15
Volume (12mo): $716.5M
Total Volume: $3.2B
Top Borrowers
The following individuals have the most recorded mortgage transactions with S3 Capital. Click on a borrower to view their full investor profile.
+773 more not shown
FAQ
What type of lender is S3 Capital?
S3 Capital is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (99%) are for business purposes.
What entities does S3 Capital fund loans under?
S3 Capital originates mortgages through 91 different lending entities. The most common include S3 Re Funding Iii, S3 Re Funding Ii, and S3 Sb Real Estate Credit Ii Trust. These are the legal entity names that appear on recorded mortgage documents.
Where is S3 Capital most active?
Based on recorded mortgages, S3 Capital is most active in New York, New Jersey, and Florida.
How many loans has S3 Capital originated?
Public records show 1,397 mortgages recorded for S3 Capital, with $7.7B in volume over the past 12 months.
What is the average loan size for S3 Capital?
The average mortgage size for S3 Capital is $12.6M based on all recorded mortgages.
Does S3 Capital offer short-term loans?
S3 Capital primarily offers long-term financing, with only 9% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.