Mortgage Banker
Royal Pacific Funding
Royal Pacific Funding Corporation is a wholesale residential mortgage lender based in Costa Mesa, California, offering various mortgage products to be originated by correspondent partners.
Key Statistics
As of December 2025, public records show Royal Pacific Funding has originated approximately $1.2B in loan volume over the past 12 months, with an average loan size of $369k.
Volume (12mo)
$1.2B
Avg Loan Size
$369k
Total Mortgages
60,578
Total Borrowers
5,382
Lending Entities
Royal Pacific Funding funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
56,560 mortgages recorded
3,996 mortgages recorded
+12 more not shown
Geography
Royal Pacific Funding's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,654
Volume (12mo): $978.4M
Total Volume: $19.3B
Mortgages (12mo): 95
Volume (12mo): $43.3M
Total Volume: $536.3M
Mortgages (12mo): 73
Volume (12mo): $25.8M
Total Volume: $492.6M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Royal Pacific Funding. Click on a borrower to view their full investor profile.
+5,379 more not shown
FAQ
What type of lender is Royal Pacific Funding?
Royal Pacific Funding is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (1%) and personal loans in their portfolio.
What entities does Royal Pacific Funding fund loans under?
Royal Pacific Funding originates mortgages through 14 different lending entities. The most common include Royal Pacific Funding and Loansnap. These are the legal entity names that appear on recorded mortgage documents.
Where is Royal Pacific Funding most active?
Based on recorded mortgages, Royal Pacific Funding is most active in California, Florida, and Texas.
How many loans has Royal Pacific Funding originated?
Public records show 60,578 mortgages recorded for Royal Pacific Funding, with $1.2B in volume over the past 12 months.
What is the average loan size for Royal Pacific Funding?
The average mortgage size for Royal Pacific Funding is $369k based on all recorded mortgages.
Does Royal Pacific Funding offer short-term loans?
Royal Pacific Funding primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.