Credit Union
Royal Credit Union
Royal Credit Union is a member-owned, not-for-profit financial cooperative primarily serving Wisconsin and Minnesota. They offer a comprehensive suite of financial products, including personal and business banking, mortgages, and various loan options.
Key Statistics
As of December 2025, public records show Royal Credit Union has originated approximately $541.7M in loan volume over the past 12 months, with an average loan size of $199k.
Volume (12mo)
$541.7M
Avg Loan Size
$199k
Total Mortgages
42,935
Total Borrowers
666
Lending Entities
Royal Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
40,835 mortgages recorded
2,032 mortgages recorded
+1 more not shown
Geography
Royal Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 976
Volume (12mo): $257.0M
Total Volume: $5.7B
Mortgages (12mo): 695
Volume (12mo): $284.5M
Total Volume: $2.8B
Mortgages (12mo): 1
Volume (12mo): $188k
Total Volume: $188k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Royal Credit Union. Click on a borrower to view their full investor profile.
+663 more not shown
FAQ
What type of lender is Royal Credit Union?
Royal Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (8%) and personal loans in their portfolio.
What entities does Royal Credit Union fund loans under?
Royal Credit Union originates mortgages through 3 different lending entities. The most common include Royal Cu and Lake Area Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Royal Credit Union most active?
Based on recorded mortgages, Royal Credit Union is most active in Wisconsin, Minnesota, and Alabama.
How many loans has Royal Credit Union originated?
Public records show 42,935 mortgages recorded for Royal Credit Union, with $541.7M in volume over the past 12 months.
What is the average loan size for Royal Credit Union?
The average mortgage size for Royal Credit Union is $199k based on all recorded mortgages.
Does Royal Credit Union offer short-term loans?
Royal Credit Union primarily offers long-term financing, with only 3% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.