Bank
River City Bank
River City Bank is a traditional bank based in Sacramento, California, offering a full suite of banking services, with a focus on commercial real estate, small business, and home mortgage lending.
Key Statistics
As of December 2025, public records show River City Bank has originated approximately $1.3B in loan volume over the past 12 months, with an average loan size of $815k.
Volume (12mo)
$1.3B
Avg Loan Size
$815k
Total Mortgages
14,518
Total Borrowers
2,054
Lending Entities
River City Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
14,518 mortgages recorded
Geography
River City Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 556
Volume (12mo): $212.5M
Total Volume: $2.3B
Mortgages (12mo): 326
Volume (12mo): $262.2M
Total Volume: $844.6M
Mortgages (12mo): 85
Volume (12mo): $416.5M
Total Volume: $7.4B
Top Borrowers
The following individuals have the most recorded mortgage transactions with River City Bank. Click on a borrower to view their full investor profile.
+2,051 more not shown
FAQ
What type of lender is River City Bank?
River City Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (38%) and personal loans in their portfolio.
What entities does River City Bank fund loans under?
River City Bank originates mortgages through 1 different lending entities. The most common include River City Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is River City Bank most active?
Based on recorded mortgages, River City Bank is most active in Kentucky, Georgia, and California.
How many loans has River City Bank originated?
Public records show 14,518 mortgages recorded for River City Bank, with $1.3B in volume over the past 12 months.
What is the average loan size for River City Bank?
The average mortgage size for River City Bank is $815k based on all recorded mortgages.
Does River City Bank offer short-term loans?
River City Bank primarily offers long-term financing, with only 40% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.