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Bank

Rio Bank

rio.bank
701 E EXPRESSWAY 83, MCALLEN, TX 78501

Rio Bank is an FDIC-insured bank headquartered in McAllen, Texas, offering a comprehensive range of personal and business banking services, including various deposit products and commercial loans.

Key Statistics

As of December 2025, public records show Rio Bank has originated approximately $212.3M in loan volume over the past 12 months, with an average loan size of $373k.

Volume (12mo)

$212.3M

Avg Loan Size

$373k

Total Mortgages

4,081

Total Borrowers

2,534

Lending Entities

Rio Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Rio Bank

3,696 mortgages recorded

Dos Jardines Ltd

141 mortgages recorded

+12 more not shown

Geography

Rio Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Texas

Mortgages (12mo): 478

Volume (12mo): $212.3M

Total Volume: $1.5B

#2Tennessee

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $1.2M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Rio Bank. Click on a borrower to view their full investor profile.

+2,531 more not shown

FAQ

What type of lender is Rio Bank?

Rio Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (39%) and personal loans in their portfolio.

What entities does Rio Bank fund loans under?

Rio Bank originates mortgages through 14 different lending entities. The most common include Rio Bank and Dos Jardines Ltd. These are the legal entity names that appear on recorded mortgage documents.

Where is Rio Bank most active?

Based on recorded mortgages, Rio Bank is most active in Texas and Tennessee.

How many loans has Rio Bank originated?

Public records show 4,081 mortgages recorded for Rio Bank, with $212.3M in volume over the past 12 months.

What is the average loan size for Rio Bank?

The average mortgage size for Rio Bank is $373k based on all recorded mortgages.

Does Rio Bank offer short-term loans?

Rio Bank primarily offers long-term financing, with only 23% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.