Mortgage Banker
Reliance First Capital
Reliance First Capital, headquartered in Melville, New York, operates as a direct mortgage banker across 39 states, providing customized residential home loans such as FHA, VA, conventional, and jumbo mortgages primarily for individual homeowners seeking purchases, refinances, or credit improvement solutions.
Key Statistics
As of December 2025, public records show Reliance First Capital has originated approximately $1.4B in loan volume over the past 12 months, with an average loan size of $239k.
Volume (12mo)
$1.4B
Avg Loan Size
$239k
Total Mortgages
95,980
Total Borrowers
21,961
Lending Entities
Reliance First Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
64,351 mortgages recorded
30,387 mortgages recorded
+71 more not shown
Geography
Reliance First Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 795
Volume (12mo): $255.3M
Total Volume: $3.7B
Mortgages (12mo): 626
Volume (12mo): $173.6M
Total Volume: $1.9B
Mortgages (12mo): 593
Volume (12mo): $131.8M
Total Volume: $1.3B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Reliance First Capital. Click on a borrower to view their full investor profile.
+21,958 more not shown
FAQ
What type of lender is Reliance First Capital?
Reliance First Capital is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (0%) and personal loans in their portfolio.
What entities does Reliance First Capital fund loans under?
Reliance First Capital originates mortgages through 73 different lending entities. The most common include Reliance First Capital and Us Mortgage. These are the legal entity names that appear on recorded mortgage documents.
Where is Reliance First Capital most active?
Based on recorded mortgages, Reliance First Capital is most active in New York, Georgia, and Ohio.
How many loans has Reliance First Capital originated?
Public records show 95,980 mortgages recorded for Reliance First Capital, with $1.4B in volume over the past 12 months.
What is the average loan size for Reliance First Capital?
The average mortgage size for Reliance First Capital is $239k based on all recorded mortgages.
Does Reliance First Capital offer short-term loans?
Reliance First Capital primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.