Institutional Lender
Ready Capital
Ready Capital is a New York-based commercial mortgage REIT that originates, acquires, finances, and services small to medium-sized balance commercial loans and real estate assets, and is also an SBA Preferred Lender.
Key Statistics
As of December 2025, public records show Ready Capital has originated approximately $1.3B in loan volume over the past 12 months, with an average loan size of $5.7M.
Volume (12mo)
$1.3B
Avg Loan Size
$5.7M
Total Mortgages
6,303
Total Borrowers
3,740
Lending Entities
Ready Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
2,632 mortgages recorded
2,328 mortgages recorded
690 mortgages recorded
532 mortgages recorded
+44 more not shown
Geography
Ready Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 66
Volume (12mo): $204.4M
Total Volume: $4.8B
Mortgages (12mo): 62
Volume (12mo): $123.0M
Total Volume: $4.6B
Mortgages (12mo): 39
Volume (12mo): $46.7M
Total Volume: $1.7B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Ready Capital. Click on a borrower to view their full investor profile.
+3,737 more not shown
FAQ
What type of lender is Ready Capital?
Ready Capital is classified as an institutional lender based on our research. Institutional lenders provide large-scale debt for major commercial real estate projects. The majority of their loans (70%) are for business purposes.
What entities does Ready Capital fund loans under?
Ready Capital originates mortgages through 48 different lending entities. The most common include Readycap Lending, Readycap Commercial, and Ready Capital. These are the legal entity names that appear on recorded mortgage documents.
Where is Ready Capital most active?
Based on recorded mortgages, Ready Capital is most active in California, Texas, and Florida.
How many loans has Ready Capital originated?
Public records show 6,303 mortgages recorded for Ready Capital, with $1.3B in volume over the past 12 months.
What is the average loan size for Ready Capital?
The average mortgage size for Ready Capital is $5.7M based on all recorded mortgages.
Does Ready Capital offer short-term loans?
Ready Capital primarily offers long-term financing, with only 4% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.