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Credit Union

Raiz Federal Credit Union

raiz.us
El Paso, Texas

Raiz Federal Credit Union is a member-owned financial cooperative based in El Paso, Texas, offering a comprehensive suite of personal and business banking products and services, including various loan types.

Key Statistics

As of December 2025, public records show Raiz Federal Credit Union has originated approximately $61.2M in loan volume over the past 12 months, with an average loan size of $162k.

Volume (12mo)

$61.2M

Avg Loan Size

$162k

Total Mortgages

2,749

Total Borrowers

181

Lending Entities

Raiz Federal Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

El Paso Area Teachers Fcu

1,801 mortgages recorded

Raiz Fcu

637 mortgages recorded

El Paso Area Teachers Federal

288 mortgages recorded

+1 more not shown

Geography

Raiz Federal Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Texas

Mortgages (12mo): 207

Volume (12mo): $55.8M

Total Volume: $423.6M

#2New Mexico

Mortgages (12mo): 13

Volume (12mo): $5.4M

Total Volume: $22.0M

#3Colorado

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $280k

Top Borrowers

The following individuals have the most recorded mortgage transactions with Raiz Federal Credit Union. Click on a borrower to view their full investor profile.

+178 more not shown

FAQ

What type of lender is Raiz Federal Credit Union?

Raiz Federal Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (12%) and personal loans in their portfolio.

What entities does Raiz Federal Credit Union fund loans under?

Raiz Federal Credit Union originates mortgages through 4 different lending entities. The most common include El Paso Area Teachers Fcu, Raiz Fcu, and El Paso Area Teachers Federal. These are the legal entity names that appear on recorded mortgage documents.

Where is Raiz Federal Credit Union most active?

Based on recorded mortgages, Raiz Federal Credit Union is most active in Texas, New Mexico, and Colorado.

How many loans has Raiz Federal Credit Union originated?

Public records show 2,749 mortgages recorded for Raiz Federal Credit Union, with $61.2M in volume over the past 12 months.

What is the average loan size for Raiz Federal Credit Union?

The average mortgage size for Raiz Federal Credit Union is $162k based on all recorded mortgages.

Does Raiz Federal Credit Union offer short-term loans?

Raiz Federal Credit Union primarily offers long-term financing, with only 1% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.