Investment Lender
Rain City Capital
Rain City Capital is a hard money lender based in Kirkland, WA, specializing in providing short-term, asset-based financing solutions like fix-and-flip and DSCR loans for real estate investors.
Key Statistics
As of December 2025, public records show Rain City Capital has originated approximately $472.5M in loan volume over the past 12 months, with an average loan size of $282k.
Volume (12mo)
$472.5M
Avg Loan Size
$282k
Total Mortgages
6,707
Total Borrowers
2,871
Lending Entities
Rain City Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
3,181 mortgages recorded
1,877 mortgages recorded
1,000 mortgages recorded
430 mortgages recorded
175 mortgages recorded
+39 more not shown
Geography
Rain City Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 339
Volume (12mo): $85.2M
Total Volume: $297.0M
Mortgages (12mo): 226
Volume (12mo): $103.5M
Total Volume: $748.1M
Mortgages (12mo): 209
Volume (12mo): $32.1M
Total Volume: $84.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Rain City Capital. Click on a borrower to view their full investor profile.
+2,868 more not shown
FAQ
What type of lender is Rain City Capital?
Rain City Capital is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (71%) are for business purposes.
What entities does Rain City Capital fund loans under?
Rain City Capital originates mortgages through 44 different lending entities. The most common include Rain City Capital, Rain City Cap, and Magnolia Capital Partners. These are the legal entity names that appear on recorded mortgage documents.
Where is Rain City Capital most active?
Based on recorded mortgages, Rain City Capital is most active in Texas, Washington, and Oklahoma.
How many loans has Rain City Capital originated?
Public records show 6,707 mortgages recorded for Rain City Capital, with $472.5M in volume over the past 12 months.
What is the average loan size for Rain City Capital?
The average mortgage size for Rain City Capital is $282k based on all recorded mortgages.
Does Rain City Capital offer short-term loans?
Rain City Capital primarily offers long-term financing, with only 50% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.