Mortgage Banker
Provident Funding
Provident Funding is a nationwide mortgage banker that originates and services residential home loans, focusing on providing competitive rates for home purchases and refinances.
Key Statistics
As of December 2025, public records show Provident Funding has originated approximately $4.2B in loan volume over the past 12 months, with an average loan size of $313k.
Volume (12mo)
$4.2B
Avg Loan Size
$313k
Total Mortgages
529,114
Total Borrowers
108,050
Lending Entities
Provident Funding funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
470,830 mortgages recorded
25,370 mortgages recorded
+212 more not shown
Geography
Provident Funding's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,447
Volume (12mo): $583.6M
Total Volume: $13.4B
Mortgages (12mo): 615
Volume (12mo): $386.1M
Total Volume: $57.6B
Mortgages (12mo): 608
Volume (12mo): $243.7M
Total Volume: $5.4B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Provident Funding. Click on a borrower to view their full investor profile.
+108,047 more not shown
FAQ
What type of lender is Provident Funding?
Provident Funding is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (0%) and personal loans in their portfolio.
What entities does Provident Funding fund loans under?
Provident Funding originates mortgages through 214 different lending entities. The most common include Provident Funding Associates and Provident Funding Assn. These are the legal entity names that appear on recorded mortgage documents.
Where is Provident Funding most active?
Based on recorded mortgages, Provident Funding is most active in Texas, California, and Pennsylvania.
How many loans has Provident Funding originated?
Public records show 529,114 mortgages recorded for Provident Funding, with $4.2B in volume over the past 12 months.
What is the average loan size for Provident Funding?
The average mortgage size for Provident Funding is $313k based on all recorded mortgages.
Does Provident Funding offer short-term loans?
Provident Funding primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.