Prospect Bank logo

Bank

Prospect Bank

bankprospect.com
177 W Wood St, Paris, IL 61944

Prospect Bank is a community bank based in Paris, Illinois, offering a full suite of banking services, including deposit accounts, various loan products, and investment services to individuals and businesses.

Key Statistics

As of December 2025, public records show Prospect Bank has originated approximately $58.2M in loan volume over the past 12 months, with an average loan size of $700k.

Volume (12mo)

$58.2M

Avg Loan Size

$700k

Total Mortgages

2,572

Total Borrowers

379

Lending Entities

Prospect Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Prospect Bank

1,667 mortgages recorded

The Edgar County Bank And Trust

629 mortgages recorded

Edgar County Bank And Trust

273 mortgages recorded

+8 more not shown

Geography

Prospect Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Illinois

Mortgages (12mo): 80

Volume (12mo): $45.4M

Total Volume: $980.2M

#2Indiana

Mortgages (12mo): 4

Volume (12mo): $1.3M

Total Volume: $173.8M

#3Ohio

Mortgages (12mo): 2

Volume (12mo): $1.4M

Total Volume: $13.2M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Prospect Bank. Click on a borrower to view their full investor profile.

+376 more not shown

FAQ

What type of lender is Prospect Bank?

Prospect Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (29%) and personal loans in their portfolio.

What entities does Prospect Bank fund loans under?

Prospect Bank originates mortgages through 11 different lending entities. The most common include Prospect Bank, The Edgar County Bank And Trust, and Edgar County Bank And Trust. These are the legal entity names that appear on recorded mortgage documents.

Where is Prospect Bank most active?

Based on recorded mortgages, Prospect Bank is most active in Illinois, Indiana, and Ohio.

How many loans has Prospect Bank originated?

Public records show 2,572 mortgages recorded for Prospect Bank, with $58.2M in volume over the past 12 months.

What is the average loan size for Prospect Bank?

The average mortgage size for Prospect Bank is $700k based on all recorded mortgages.

Does Prospect Bank offer short-term loans?

Prospect Bank primarily offers long-term financing, with only 11% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.