Polish National Credit Union logo

Credit Union

Polish National Credit Union

pncu.com
46 Main Street, Chicopee, MA 01020

Polish National Credit Union (PNCU) is a community-focused, member-owned cooperative serving Western Massachusetts, with roots in the Polish immigrant community since 1921. As an NCUA-insured credit union, its primary product focus is providing accessible banking, consumer loans, and residential mortgages to support local homeownership and small business growth.

Key Statistics

As of December 2025, public records show Polish National Credit Union has originated approximately $86.0M in loan volume over the past 12 months, with an average loan size of $156k.

Volume (12mo)

$86.0M

Avg Loan Size

$156k

Total Mortgages

7,941

Total Borrowers

130

Lending Entities

Polish National Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Polish Natl Cu

7,941 mortgages recorded

Geography

Polish National Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Massachusetts

Mortgages (12mo): 432

Volume (12mo): $80.1M

Total Volume: $1.2B

#2Connecticut

Mortgages (12mo): 17

Volume (12mo): $5.2M

Total Volume: $57.5M

#3Rhode Island

Mortgages (12mo): 1

Volume (12mo): $664k

Total Volume: $10.9M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Polish National Credit Union. Click on a borrower to view their full investor profile.

+127 more not shown

FAQ

What type of lender is Polish National Credit Union?

Polish National Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (3%) and personal loans in their portfolio.

What entities does Polish National Credit Union fund loans under?

Polish National Credit Union originates mortgages through 1 different lending entities. The most common include Polish Natl Cu. These are the legal entity names that appear on recorded mortgage documents.

Where is Polish National Credit Union most active?

Based on recorded mortgages, Polish National Credit Union is most active in Massachusetts, Connecticut, and Rhode Island.

How many loans has Polish National Credit Union originated?

Public records show 7,941 mortgages recorded for Polish National Credit Union, with $86.0M in volume over the past 12 months.

What is the average loan size for Polish National Credit Union?

The average mortgage size for Polish National Credit Union is $156k based on all recorded mortgages.

Does Polish National Credit Union offer short-term loans?

Polish National Credit Union primarily offers long-term financing, with only 0% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.