Mortgage Banker
Point
Point is a California-based investment lender specializing in Home Equity Investments (HEIs), providing homeowners with an alternative way to access their home equity without traditional loans.
Key Statistics
As of June 2026, public records show Point has originated approximately $766.0M in loan volume over the past 12 months, with an average loan size of $100k.
Volume (12mo)
$766.0M
Avg Loan Size
$100k
Total Mortgages
21,704
Total Borrowers
6,798
Lending Entities
Point funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
21,637 mortgages recorded
+86 more entities not shown
Geography
Point's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,833
Volume (12mo): $243.1M
Total Volume: $806.0M
Mortgages (12mo): 628
Volume (12mo): $61.1M
Total Volume: $218.1M
Mortgages (12mo): 482
Volume (12mo): $53.0M
Total Volume: $141.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Point. Click on a borrower to view their full investor profile.
+6,795 more borrowers not shown
FAQ
What type of lender is Point?
Point is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (4%) and personal loans in their portfolio.
What entities does Point fund loans under?
Point originates mortgages through 87 different lending entities. The most common include Point Digital Finance. These are the legal entity names that appear on recorded mortgage documents.
Where is Point most active?
Based on recorded mortgages, Point is most active in California, Florida, and Arizona.
How many loans has Point originated?
Public records show 21,704 mortgages recorded for Point, with $766.0M in volume over the past 12 months.
What is the average loan size for Point?
The average mortgage size for Point is $100k based on all recorded mortgages.
Does Point offer short-term loans?
Point primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.