Bank
Phelps County Bank
Phelps County Bank is a community-focused institution serving Rolla and St. James, Missouri, as an FDIC-insured depository bank providing deposit accounts, mortgages, personal loans, and business financing to local residents and small businesses.
Key Statistics
As of December 2025, public records show Phelps County Bank has originated approximately $94.5M in loan volume over the past 12 months, with an average loan size of $250k.
Volume (12mo)
$94.5M
Avg Loan Size
$250k
Total Mortgages
1,916
Total Borrowers
188
Lending Entities
Phelps County Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
1,533 mortgages recorded
381 mortgages recorded
+2 more not shown
Geography
Phelps County Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 289
Volume (12mo): $94.0M
Total Volume: $471.9M
Mortgages (12mo): 1
Volume (12mo): $550k
Total Volume: $1.5M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $2.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Phelps County Bank. Click on a borrower to view their full investor profile.
+185 more not shown
FAQ
What type of lender is Phelps County Bank?
Phelps County Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (24%) and personal loans in their portfolio.
What entities does Phelps County Bank fund loans under?
Phelps County Bank originates mortgages through 4 different lending entities. The most common include Phelps County Bank and Phelps Cnty Bk. These are the legal entity names that appear on recorded mortgage documents.
Where is Phelps County Bank most active?
Based on recorded mortgages, Phelps County Bank is most active in Missouri, Illinois, and Texas.
How many loans has Phelps County Bank originated?
Public records show 1,916 mortgages recorded for Phelps County Bank, with $94.5M in volume over the past 12 months.
What is the average loan size for Phelps County Bank?
The average mortgage size for Phelps County Bank is $250k based on all recorded mortgages.
Does Phelps County Bank offer short-term loans?
Phelps County Bank primarily offers long-term financing, with only 14% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.