Bank
Phelps County Bank
Phelps County Bank is a community-focused institution serving Rolla and St. James, Missouri, as an FDIC-insured depository bank providing deposit accounts, mortgages, personal loans, and business financing to local residents and small businesses.
Key Statistics
As of June 2026, public records show Phelps County Bank has originated approximately $103.6M in loan volume over the past 12 months, with an average loan size of $260k.
Volume (12mo)
$103.6M
Avg Loan Size
$260k
Total Mortgages
1,761
Total Borrowers
223
Lending Entities
Phelps County Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
1,345 mortgages recorded
416 mortgages recorded
+2 more entities not shown
Geography
Phelps County Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 299
Volume (12mo): $103.6M
Total Volume: $453.0M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $213k
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $172k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Phelps County Bank. Click on a borrower to view their full investor profile.
+220 more borrowers not shown
FAQ
What type of lender is Phelps County Bank?
Phelps County Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (29%) and personal loans in their portfolio.
What entities does Phelps County Bank fund loans under?
Phelps County Bank originates mortgages through 4 different lending entities. The most common include Phelps County Bank and Phelps Cnty Bk. These are the legal entity names that appear on recorded mortgage documents.
Where is Phelps County Bank most active?
Based on recorded mortgages, Phelps County Bank is most active in Missouri, Kentucky, and North Carolina.
How many loans has Phelps County Bank originated?
Public records show 1,761 mortgages recorded for Phelps County Bank, with $103.6M in volume over the past 12 months.
What is the average loan size for Phelps County Bank?
The average mortgage size for Phelps County Bank is $260k based on all recorded mortgages.
Does Phelps County Bank offer short-term loans?
Phelps County Bank primarily offers long-term financing, with only 22% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.