Credit Union
Penair Credit Union
PenAir Credit Union, headquartered in Pensacola, Florida, serves members across Northwest Florida and Southern Alabama as a community-focused financial cooperative. Its primary product focus includes personal and business banking services such as mortgages, home equity loans, term loans, and lines of credit to support homeownership, small business growth, and everyday financial needs.
Key Statistics
As of December 2025, public records show Penair Credit Union has originated approximately $90.7M in loan volume over the past 12 months, with an average loan size of $161k.
Volume (12mo)
$90.7M
Avg Loan Size
$161k
Total Mortgages
7,951
Total Borrowers
138
Lending Entities
Penair Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
7,951 mortgages recorded
Geography
Penair Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 253
Volume (12mo): $77.2M
Total Volume: $993.1M
Mortgages (12mo): 109
Volume (12mo): $13.5M
Total Volume: $154.7M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $1.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Penair Credit Union. Click on a borrower to view their full investor profile.
+135 more not shown
FAQ
What type of lender is Penair Credit Union?
Penair Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (3%) and personal loans in their portfolio.
What entities does Penair Credit Union fund loans under?
Penair Credit Union originates mortgages through 1 different lending entities. The most common include Pen Air Fcu. These are the legal entity names that appear on recorded mortgage documents.
Where is Penair Credit Union most active?
Based on recorded mortgages, Penair Credit Union is most active in Florida, Alabama, and Maryland.
How many loans has Penair Credit Union originated?
Public records show 7,951 mortgages recorded for Penair Credit Union, with $90.7M in volume over the past 12 months.
What is the average loan size for Penair Credit Union?
The average mortgage size for Penair Credit Union is $161k based on all recorded mortgages.
Does Penair Credit Union offer short-term loans?
Penair Credit Union primarily offers long-term financing, with only 8% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.