Private Money
Pearl Capital
Pearl Capital is an active US-based investment lender specializing in alternative financing, primarily Merchant Cash Advances, for small businesses, often assisting those with lower credit scores through a network of ISOs and brokers.
Key Statistics
As of June 2026, public records show Pearl Capital has originated approximately $620k in loan volume over the past 12 months, with an average loan size of $429k.
Volume (12mo)
$620k
Avg Loan Size
$429k
Total Mortgages
49
Total Borrowers
26
Lending Entities
Pearl Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
25 mortgages recorded
18 mortgages recorded
3 mortgages recorded
+9 more entities not shown
Geography
Pearl Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 2
Volume (12mo): $510k
Total Volume: $4.3M
Mortgages (12mo): 1
Volume (12mo): $110k
Total Volume: $110k
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $7.3M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Pearl Capital. Click on a borrower to view their full investor profile.
+23 more borrowers not shown
FAQ
What type of lender is Pearl Capital?
Pearl Capital is classified as an private money based on our research. The majority of their loans (76%) are for business purposes.
What entities does Pearl Capital fund loans under?
Pearl Capital originates mortgages through 12 different lending entities. The most common include Capital Business Funding, Pearl Lending, and Pearl Lending T. These are the legal entity names that appear on recorded mortgage documents.
Where is Pearl Capital most active?
Based on recorded mortgages, Pearl Capital is most active in Illinois, Louisiana, and North Carolina.
How many loans has Pearl Capital originated?
Public records show 49 mortgages recorded for Pearl Capital, with $620k in volume over the past 12 months.
What is the average loan size for Pearl Capital?
The average mortgage size for Pearl Capital is $429k based on all recorded mortgages.
Does Pearl Capital offer short-term loans?
Yes, 76% of Pearl Capital's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.