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Bank

Payne County Bank

paynecountybank.com
409 South Main Street, Stillwater, OK 74074

Payne County Bank is a community bank located in Stillwater, Oklahoma, offering a full range of FDIC-insured personal and business banking products and services, including various types of loans.

Key Statistics

As of June 2026, public records show Payne County Bank has originated approximately $83.6M in loan volume over the past 12 months, with an average loan size of $262k.

Volume (12mo)

$83.6M

Avg Loan Size

$262k

Total Mortgages

2,356

Total Borrowers

62

Lending Entities

Payne County Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Payne County Bank

1,345 mortgages recorded

The Payne County Bank

1,011 mortgages recorded

+5 more entities not shown

Geography

Payne County Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Oklahoma

Mortgages (12mo): 334

Volume (12mo): $81.7M

Total Volume: $563.4M

#2Missouri

Mortgages (12mo): 1

Volume (12mo): $290k

Total Volume: $678k

#3New Mexico

Mortgages (12mo): 1

Volume (12mo): $878k

Total Volume: $878k

Top Borrowers

The following individuals have the most recorded mortgage transactions with Payne County Bank. Click on a borrower to view their full investor profile.

+59 more borrowers not shown

FAQ

What type of lender is Payne County Bank?

Payne County Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (22%) and personal loans in their portfolio.

What entities does Payne County Bank fund loans under?

Payne County Bank originates mortgages through 7 different lending entities. The most common include Payne County Bank and The Payne County Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Payne County Bank most active?

Based on recorded mortgages, Payne County Bank is most active in Oklahoma, Missouri, and New Mexico.

How many loans has Payne County Bank originated?

Public records show 2,356 mortgages recorded for Payne County Bank, with $83.6M in volume over the past 12 months.

What is the average loan size for Payne County Bank?

The average mortgage size for Payne County Bank is $262k based on all recorded mortgages.

Does Payne County Bank offer short-term loans?

Payne County Bank primarily offers long-term financing, with only 20% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.