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Credit Union

Panhandle Credit Union

panhandlecu.org
2718 MLK Jr. Blvd., Panama City, FL 32405

Panhandle Credit Union is a member-owned financial cooperative serving the Panama City, Florida area. It focuses on providing a range of consumer financial services including mortgages, auto loans, and savings accounts to its community members.

Key Statistics

As of December 2025, public records show Panhandle Credit Union has originated approximately $47.1M in loan volume over the past 12 months, with an average loan size of $216k.

Volume (12mo)

$47.1M

Avg Loan Size

$216k

Total Mortgages

1,127

Total Borrowers

125

Lending Entities

Panhandle Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Panhandle Credit Union

920 mortgages recorded

Panhandle Cu

207 mortgages recorded

Geography

Panhandle Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Florida

Mortgages (12mo): 215

Volume (12mo): $47.0M

Total Volume: $239.3M

#2Georgia

Mortgages (12mo): 1

Volume (12mo): $17k

Total Volume: $90k

#3Kansas

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $2.4M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Panhandle Credit Union. Click on a borrower to view their full investor profile.

+122 more not shown

FAQ

What type of lender is Panhandle Credit Union?

Panhandle Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (20%) and personal loans in their portfolio.

What entities does Panhandle Credit Union fund loans under?

Panhandle Credit Union originates mortgages through 2 different lending entities. The most common include Panhandle Credit Union and Panhandle Cu. These are the legal entity names that appear on recorded mortgage documents.

Where is Panhandle Credit Union most active?

Based on recorded mortgages, Panhandle Credit Union is most active in Florida, Georgia, and Kansas.

How many loans has Panhandle Credit Union originated?

Public records show 1,127 mortgages recorded for Panhandle Credit Union, with $47.1M in volume over the past 12 months.

What is the average loan size for Panhandle Credit Union?

The average mortgage size for Panhandle Credit Union is $216k based on all recorded mortgages.

Does Panhandle Credit Union offer short-term loans?

Panhandle Credit Union primarily offers long-term financing, with only 17% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.