Mortgage Banker
Pacific Trust Mortgage
Pacific Trust Mortgage, based in San Luis Obispo on California's Central Coast, operates as a direct mortgage banker specializing in originating and funding residential home loans for purchases, refinances, and specialized options like FHA, VA, and jumbo mortgages tailored to individual buyers.
Key Statistics
As of June 2026, public records show Pacific Trust Mortgage has originated approximately $231.7M in loan volume over the past 12 months, with an average loan size of $500k.
Volume (12mo)
$231.7M
Avg Loan Size
$500k
Total Mortgages
3,999
Total Borrowers
74
Lending Entities
Pacific Trust Mortgage funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
3,842 mortgages recorded
156 mortgages recorded
+1 more entities not shown
Geography
Pacific Trust Mortgage's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 367
Volume (12mo): $227.9M
Total Volume: $2.0B
Mortgages (12mo): 2
Volume (12mo): $1.6M
Total Volume: $4.2M
Mortgages (12mo): 1
Volume (12mo): $450k
Total Volume: $450k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Pacific Trust Mortgage. Click on a borrower to view their full investor profile.
+71 more borrowers not shown
FAQ
What type of lender is Pacific Trust Mortgage?
Pacific Trust Mortgage is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (14%) and personal loans in their portfolio.
What entities does Pacific Trust Mortgage fund loans under?
Pacific Trust Mortgage originates mortgages through 3 different lending entities. The most common include Coastal Funding Slc and Slo Capital. These are the legal entity names that appear on recorded mortgage documents.
Where is Pacific Trust Mortgage most active?
Based on recorded mortgages, Pacific Trust Mortgage is most active in California, Colorado, and Nevada.
How many loans has Pacific Trust Mortgage originated?
Public records show 3,999 mortgages recorded for Pacific Trust Mortgage, with $231.7M in volume over the past 12 months.
What is the average loan size for Pacific Trust Mortgage?
The average mortgage size for Pacific Trust Mortgage is $500k based on all recorded mortgages.
Does Pacific Trust Mortgage offer short-term loans?
Pacific Trust Mortgage primarily offers long-term financing, with only 5% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.