Bank
Owen County State Bank
Owen County State Bank is a community bank based in Spencer, Indiana, providing traditional banking services and products to individuals and businesses.
Key Statistics
As of January 2026, public records show Owen County State Bank has originated approximately $60.2M in loan volume over the past 12 months, with an average loan size of $207k.
Volume (12mo)
$60.2M
Avg Loan Size
$207k
Total Mortgages
3,770
Total Borrowers
240
Lending Entities
Owen County State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
3,769 mortgages recorded
+5 more not shown
Geography
Owen County State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 233
Volume (12mo): $59.8M
Total Volume: $759.4M
Mortgages (12mo): 2
Volume (12mo): $420k
Total Volume: $4.1M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $128k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Owen County State Bank. Click on a borrower to view their full investor profile.
+237 more not shown
FAQ
What type of lender is Owen County State Bank?
Owen County State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (16%) and personal loans in their portfolio.
What entities does Owen County State Bank fund loans under?
Owen County State Bank originates mortgages through 6 different lending entities. The most common include Owen County State Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Owen County State Bank most active?
Based on recorded mortgages, Owen County State Bank is most active in Indiana, Florida, and Colorado.
How many loans has Owen County State Bank originated?
Public records show 3,770 mortgages recorded for Owen County State Bank, with $60.2M in volume over the past 12 months.
What is the average loan size for Owen County State Bank?
The average mortgage size for Owen County State Bank is $207k based on all recorded mortgages.
Does Owen County State Bank offer short-term loans?
Owen County State Bank primarily offers long-term financing, with only 14% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.