Private Money
Optimus Capital
Optimus Capital is a private lender based in Fair Oaks, California, specializing in hard money loans and financing solutions for real estate investors and builders.
Key Statistics
As of June 2026, public records show Optimus Capital has originated approximately $76.5M in loan volume over the past 12 months, with an average loan size of $492k.
Volume (12mo)
$76.5M
Avg Loan Size
$492k
Total Mortgages
261
Total Borrowers
165
Lending Entities
Optimus Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
260 mortgages recorded
+1 more entities not shown
Geography
Optimus Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 74
Volume (12mo): $60.6M
Total Volume: $69.9M
Mortgages (12mo): 11
Volume (12mo): $13.9M
Total Volume: $37.4M
Mortgages (12mo): 1
Volume (12mo): $184k
Total Volume: $3.5M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Optimus Capital. Click on a borrower to view their full investor profile.
+162 more borrowers not shown
FAQ
What type of lender is Optimus Capital?
Optimus Capital is classified as an private money based on our research. The majority of their loans (82%) are for business purposes.
What entities does Optimus Capital fund loans under?
Optimus Capital originates mortgages through 2 different lending entities. The most common include Optimus Capital. These are the legal entity names that appear on recorded mortgage documents.
Where is Optimus Capital most active?
Based on recorded mortgages, Optimus Capital is most active in California, Florida, and Tennessee.
How many loans has Optimus Capital originated?
Public records show 261 mortgages recorded for Optimus Capital, with $76.5M in volume over the past 12 months.
What is the average loan size for Optimus Capital?
The average mortgage size for Optimus Capital is $492k based on all recorded mortgages.
Does Optimus Capital offer short-term loans?
Yes, 64% of Optimus Capital's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.