Bank
Optimumbank
OptimumBank is a traditional bank located in Fort Lauderdale, Florida, offering a variety of personal and business banking services, including FDIC-insured deposit accounts and SBA loans.
Key Statistics
As of December 2025, public records show Optimumbank has originated approximately $280.0M in loan volume over the past 12 months, with an average loan size of $2.6M.
Volume (12mo)
$280.0M
Avg Loan Size
$2.6M
Total Mortgages
595
Total Borrowers
649
Lending Entities
Optimumbank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
565 mortgages recorded
+11 more not shown
Geography
Optimumbank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 50
Volume (12mo): $224.5M
Total Volume: $1.3B
Mortgages (12mo): 4
Volume (12mo): $11.0M
Total Volume: $11.0M
Mortgages (12mo): 2
Volume (12mo): $12.0M
Total Volume: $25.3M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Optimumbank. Click on a borrower to view their full investor profile.
+646 more not shown
FAQ
What type of lender is Optimumbank?
Optimumbank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (76%) are for business purposes.
What entities does Optimumbank fund loans under?
Optimumbank originates mortgages through 12 different lending entities. The most common include Optimumbank. These are the legal entity names that appear on recorded mortgage documents.
Where is Optimumbank most active?
Based on recorded mortgages, Optimumbank is most active in Florida, Iowa, and New Jersey.
How many loans has Optimumbank originated?
Public records show 595 mortgages recorded for Optimumbank, with $280.0M in volume over the past 12 months.
What is the average loan size for Optimumbank?
The average mortgage size for Optimumbank is $2.6M based on all recorded mortgages.
Does Optimumbank offer short-term loans?
Optimumbank primarily offers long-term financing, with only 7% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.